Hi oldman, my apology for infringement of personal space.
What would be the recommended cash holding by individuals at this uncertain time?
It is not an easy question to answer. I have a habit of investing in bargain companies and sometimes, these bargains may also appear at this late stage of the bull market. I don't have a problem picking up bargain stocks at this stage as I will tell myself that I will be holding on to this for the next cycle. This is especially true for penny stock investors like me as opportunities can reveal themselves at all times.